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Many of life’s moments—big and small— call for legal guidance. It’s not just handy for when trouble strikes, but for all kinds of reasons, from negotiating new home contracts to estate planning. MetLife Legal Plans make it easy to get the legal help you need.

Enrolling in a legal plan is like having a lawyer on retainer on your side. When you use a Network Attorney for covered services, all attorney fees are covered by the legal plan. Payments for the plan are made through convenient electronic funds transfer.

For $21 a month, our legal alumni benefits program offers value, convenience and confidence by giving you easy and cost-effective access to attorneys for a wide variety of personal legal services including advice and consultations on an unlimited number of personal legal matters.

Legal Plans Benefits

Please explore the sections below to understand the value and benefit of MetLife Legal Plans.

Tap into a network of 18,500 experienced attorneys available to support you. Plus, if you use an attorney outside our network, you'll be reimbursed for part of the costs2.

2 The Participant will be reimbursed according to the set fee schedule, the lesser of the maximum reimbursement amount or the attorney’s actual charge. Participants will be responsible to pay the difference, if any, between the plan’s payment and the non-plan attorney’s charge for services. MetLife Legal Plans is not responsible for legal work performed by out-of-network Attorneys.

Get access to over 1,700 online resources, including forms for wills, living wills, durable power of attorney documents, and living trusts. You can complete an estate plan in just 15 minutes.

Connect with in-network attorneys as many times as you want and for help with over 100 legal matters – without waiting periods, deductibles, copays, or claim forms3.

3When using a network attorney for a covered matter.

Whether online or on the phone, it’s easy to find or schedule an appointment with an attorney.

With MetLife Legal Plans, you get unlimited access to a network of experienced attorneys who can help you with a wide range of issues. If you’re considering adding to your family, buying or selling a home, or creating a will or estate, our network of attorneys and easy-to-use online tools can help simplify the process. For legal matters that come without warning – like identity theft, tax issues, or even traffic violations – you’ll get the information and guidance you need to be prepared.
Family
  • Adoption/reproductive assistance
  • School & administrative hearings
  • Wills & estate planning
Home
  • Buying a home
  • Selling a home
  • Renting a home
Finances
  • Identity theft
  • Tax issues
  • Traffic violations
Start Your Application

1 Average hourly rate of $391.00 based on years of legal experience, National Law Journal and ALM Legal Intelligence, Survey of Law Firm Economics (2021).

Legal plans are administered by MetLife Legal Plans, Inc., Cleveland, Ohio. In California, this entity operates under the name MetLife Legal Insurance Services. In certain states, legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI. Some services not available in all states. No service, including consultations, will be provided for: 1) employment-related matters, including company or statutory benefits; 2) involving any sponsoring or offering company, MetLife, or its affiliates and plan attorneys as an adverse party; 3) matters in which there is a conflict of interest between the policyholder and spouse or dependents in which case services are excluded for the spouse and dependents; 4) appeals and class actions; 5) farm and business matters, including rental issues when the participant is the landlord; 6) patent, trademark and copyright matters; 7) costs and fines; 8) frivolous or unethical matters; 9) matters for which an attorney client relationship exists prior to the participant becoming eligible for plan benefits. Coverage for defense of criminal matters is excluded from insurance coverage for individuals located in New York. For all other personal legal matters, an advice and consultation benefit is provided. Additional representation is also included for certain matters. Please see your plan description for details.

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